Temporary Buydown Calculator | Canopy Mortgage

Temporary Buydown Calculator

Example only. Ask your loan officer for today's rate.

What each buydown costs

OptionSeller costYear 1Year 2Years 3–30

less per month, for the life of the loan
Talk to a loan officer

Interactive calculators are self-help tools. All examples are hypothetical and are for illustrative purposes only.

Payments shown are principal and interest only on a 30-year fixed loan (360 months) and exclude taxes, insurance, mortgage insurance and HOA dues, so your actual payment will be higher. The note rate shown is an example you can change, not a quoted rate; your rate and APR depend on your credit, loan program, property and market conditions. A temporary buydown lowers the payment for a limited time using funds paid at closing; the note rate and the payment the borrower is obligated to pay do not change, and the borrower qualifies at the note rate. Seller concessions are subject to loan-program limits. For illustration only; not a loan estimate, offer or commitment to lend. All loans subject to credit and property approval. Canopy Mortgage, LLC, 360 Technology Ct Suite 200, Lindon, UT 84042. NMLS #1359687 (NMLS Consumer Access). State licenses. Equal Housing Lender.
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TX #273975

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(512) 738-2039

111 Maple Terrace, New Braunfels, TX 78132

Copyright 2026. All rights reserved. John Dunn NMLS #273975 | Equal Housing Opportunity | Equal Housing Lender

Canopy Mortgage, LLC | 360 Technology Court, Suite 200 Lindon, UT 84042 | 877-426-5500 | NMLS Consumer Access #: 1359687. All loans subject to credit and property approval. Our privacy policy is here and our terms of use are here. State License Data: Here