LOWER RATES, BETTER TECH, REAL PEOPLE

New Paragraph

New Paragraph

USDA Home Loans

$0 Down Payment

Same-Day Service

Available Evenings and Weekends

(512) 738-2039


USDA is a great program, but it does have some income and location restrictions that are unique to the program.


The Section 502 Guaranteed Loan Program assists approved lenders in providing low- and moderate-income households the opportunity to own adequate, modest, decent, safe and sanitary dwellings as their primary residence in eligible rural areas. Eligible applicants may purchase a dwelling in an eligible rural area with 100% financing. This program helps lenders work with low- and moderate-income households living in rural areas to make homeownership a reality. Providing affordable homeownership opportunities promotes prosperity, which in turn creates thriving communities and improves the quality of life in rural areas. 


Some unique requirements for a USDA Loan.

  • Utilizing this USDA's Eligibility Site you can enter a specific address for determination or just search the map to review general eligible areas. 
  • Must be your primary residence.
  • Meet income-eligibility (cannot exceed 115% of median household income)


Share by: