San Antonio Mortgage Lender: Home Loans in San Antonio, TX
Home loans for San Antonio buyers and homeowners, including first-time buyers, military families and anyone looking to refinance.
Mortgage help for San Antonio homebuyers
San Antonio is one of the largest housing markets in Texas, with a wide range of neighborhoods, price points and property types. John Dunn helps buyers across San Antonio and Bexar County compare loan options, get pre-approved and close with confidence.
Based in nearby New Braunfels, John works with San Antonio buyers by phone, text, email and in person. He shops multiple lenders to find a rate and program that fit your situation.
Talk to John
- NMLS #273975 · TX #273975
- 111 Maple Terrace, New Braunfels, TX 78132
- 512-738-2039
- [email protected]
Loan programs for San Antonio buyers
John compares programs side by side so you can see the payment, cash to close and long-term cost of each.
Conventional loans
As little as 3% down for qualified buyers and mortgage insurance you can remove later. Learn more
FHA loans
3.5% down with a 580+ credit score and flexible guidelines. Learn more
VA loans
No down payment for eligible veterans with full entitlement and no monthly mortgage insurance. Learn more
USDA loans
No down payment for eligible buyers in eligible rural and suburban areas. Learn more
VA loans for San Antonio military families
San Antonio is home to Joint Base San Antonio, including Lackland, Fort Sam Houston and Randolph, and many local buyers are active-duty service members and veterans. VA loans can allow eligible borrowers to buy with no down payment and no monthly mortgage insurance.
John can help you request your Certificate of Eligibility and compare a VA loan with other options. Learn more about VA loans.
Property taxes and your payment
Texas has no state income tax, so property taxes make up a bigger share of the monthly payment than in many states. Your tax bill depends on the county, city, school district and any special districts where the home is located, so two homes at the same price can have very different payments.
Most San Antonio homes are in Bexar County, and tax rates vary by city, school district and special districts. If you live in the home as your primary residence, you can apply for a homestead exemption with your county appraisal district, which can lower your property taxes. John includes estimated taxes and insurance in every quote so you see the full payment, not just principal and interest.
San Antonio Mortgage Loans FAQ
Do you lend in San Antonio if you're based in New Braunfels?
Yes. John works with buyers and homeowners throughout San Antonio and Bexar County, and you can work with him by phone, text, email or in person.
Can military families use VA loans in San Antonio?
Yes. Eligible veterans, active-duty service members and some surviving spouses can use VA loans. With full entitlement, no down payment is required, though closing costs still apply.
Is there down payment help in San Antonio?
There are state and local programs that may help eligible buyers with down payment and closing costs. Eligibility and availability vary, so ask John which programs may fit your purchase.
How long does it take to close on a home in San Antonio?
A typical purchase takes around 30 days, depending on the loan program, appraisal and title work. John will give you a timeline once he reviews your scenario.
Loan programs are subject to borrower qualification, underwriting approval, credit approval, and program availability. Not all borrowers will qualify.
Ready to buy in San Antonio?
Get pre-approved with John and shop for your San Antonio home with confidence.
State Licenses
TX #273975
