VA Home Loans in Texas
VA home loans help eligible veterans, service members and surviving spouses buy with no down payment. John Dunn helps Texas military families use their benefit.
Your VA home loan benefit
If you've served, the VA home loan is one of the most valuable benefits you've earned. With military families throughout San Antonio, Schertz, Cibolo and New Braunfels, John helps veterans and active-duty buyers use their benefit to buy with confidence.
VA loans are available to eligible veterans, active-duty service members, members of the National Guard and Reserves who meet service requirements, and some surviving spouses. The first step is your Certificate of Eligibility (COE), which John can help you request.
Talk to John
- NMLS #273975 · TX #273975
- 111 Maple Terrace, New Braunfels, TX 78132
- 512-738-2039
- [email protected]
No down payment
Eligible borrowers with full entitlement don't need a down payment.
No monthly mortgage insurance
VA loans don't have monthly mortgage insurance.
Reusable benefit
You can use your VA benefit more than once.
Funding fee exemptions
Veterans receiving VA disability compensation are generally exempt from the funding fee.
What to know about VA loans
Most VA borrowers pay a one-time VA funding fee, which can be added to the loan. You'll still have closing costs, and sellers can help pay them. VA loans are for homes you'll live in as your primary residence.
VA Home Loans FAQ
Do I really need zero down for a VA loan?
With full entitlement, VA doesn't require a down payment. You'll still have closing costs, and sellers can help with those.
What is the VA funding fee?
It's a one-time fee that helps fund the VA loan program. It can be rolled into the loan, and many veterans with service-connected disabilities are exempt.
How do I get my Certificate of Eligibility?
John can usually request your COE for you as part of the application. You may need a copy of your DD-214 or a statement of service.
Can I use a VA loan more than once?
Yes. Your VA benefit can be reused, and in some cases you may be able to have more than one VA loan at a time.
Loan programs are subject to borrower qualification, underwriting approval, credit approval, and program availability. Not all borrowers will qualify. Not affiliated with or endorsed by the U.S. Department of Veterans Affairs.
Put your VA benefit to work
Call John and start with your Certificate of Eligibility.
State Licenses
TX #273975
