USDA Home Loans in Texas
USDA loans offer no-down-payment financing for eligible buyers in eligible rural and suburban areas of Texas.
What is a USDA loan?
USDA loans are backed by the U.S. Department of Agriculture to help buyers purchase homes in eligible rural and suburban areas. "Rural" covers more of Texas than most people expect, and some communities outside city centers around New Braunfels, Seguin, Canyon Lake and San Antonio may qualify.
USDA loans are for primary residences. They're not for farms or investment properties.
Talk to John
- NMLS #273975 · TX #273975
- 111 Maple Terrace, New Braunfels, TX 78132
- 512-738-2039
- [email protected]
No down payment
Eligible buyers can purchase with no down payment.
Lower guarantee fees
USDA guarantee fees are often lower than other low-down-payment options.
Eligible areas
Many rural and suburban areas qualify.
Two things decide eligibility
- Location. The home must be in a USDA-eligible area. John can check any address for you.
- Household income. Total household income must be at or below the USDA limit for your county and household size.
USDA Home Loans FAQ
How do I know if a home is in a USDA area?
Send John the address and he'll check it on USDA's eligibility map.
Is USDA only for farms?
No. It's for primary homes in eligible areas, not farm or investment properties.
Are there income limits for USDA loans?
Yes. USDA counts the income of everyone in the household, and limits vary by county and household size. John will run the numbers with you.
Are there USDA-eligible areas near New Braunfels?
Some areas outside city centers in the region may be eligible. Eligibility can change, so John checks each address individually.
Loan programs are subject to borrower qualification, underwriting approval, credit approval, and program availability. Not all borrowers will qualify. Not affiliated with or endorsed by USDA.
See if you qualify for USDA
Send John the area you're shopping in and he'll check eligibility for you.
State Licenses
TX #273975
